Payment Methods
Zūm Rails offers multiple payment methods depending on our agreement.

| Method | Description | Duration | Send Funds | Request Funds |
|---|---|---|---|---|
| EFT | Electronic funds transfer between banks | 3 times a day | Yes | Yes |
| Interac | Online e-transfers, user receives an e-mail or SMS | Immediately * | Yes | Yes |
| Visa Direct | Visa rails to send and pull funds directly to visa debit card | Immediately | Yes | Yes* |
| Credit Card | Credit Card payments/checkout to collect funds | Immediately | No | Yes |