Payment Methods
Zūm Rails offers ACH as the primary payment method in the US. Looking for more? We have more payment rails coming soon.

| Method | Description | Duration | Send Funds | Request Funds |
|---|---|---|---|---|
| ACH | Electronic funds transfer between banks | 24-48 hours | Yes | Yes |
| Debit Card | Funds transfer through debit cards | Instant | Yes | No |
| Credit Card | Collect funds through credit cards | Instant | No | Yes |